News analysis: Judgment handed down in BI test case

justice statue

The much-anticipated judgment in the Financial Conduct Authority’s (FCA) business interruption test case was handed down on 15 September, revealing a mixed result for both insurers and policyholders.

The FCA argued that the High Court had ruled in favour of policyholders on the majority of issues under scrutiny in the case, but the Association of British Insurers (ABI) stated that the result “divides equally between insurers and policyholders on the main issues”.

It is clear that the complex

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