Brokers must show a more united front

As Eric Galbraith approaches the end of his first year in the role of chief executive of the British Insurance Brokers' Association (Biba) there is much to look back on and consider: the impending Financial Services Authority (FSA) regulation, the Biba Conference and the terms of business agreement (Toba) debate.

Although such challenges drew him to taking the job in the first place, Mr Galbraith admits the sheer volume of the work and the constant activity that goes on at Biba has come as a