Insight
Car premium reductions start to ease
The average cost of comprehensive car insurance in the UK has dropped by £111 (13%) over the previous 12 months to £726, according to the latest data from Confused/WTW.
Quietest Q4 and annual M&A totals in years, says MarshBerry
There are “arguably no immediate catalysts that will likely push deal activity up to 2023/24 levels for the foreseeable future”.
Home premiums flatten in Q4 – Pearson Ham
Combined home buildings and contents premiums slipped marginally in the fourth quarter of 2025 but the nearly flat results signalled a significant shift from the sharper cuts earlier in the year, according to the latest research by Pearson Ham.
Ex-Towergate leader and former Esure CEO join Jensten board
Former Esure CEO David McMillan has joined Jensten Group as non-executive chair, teaming up again with Bain Capital.
Aon’s Andersen to replace Zaffino as AIG CEO
AIG has announced that group chairman and CEO Peter Zaffino intends to retire and transition to executive chair by mid-year.
Alps launches commercial property emergency insurance
Alps has launched a commercial property emergency policy designed to provide rapid assistance and financial protection for SME businesses facing unexpected property emergencies.
Verlingue UK returns to buying with Cambridge firm
Verlingue has bought Cambridge-based employee benefits and financial planning specialist, EBCam.
Coalition UK expands footprint
Cyber insurer Coalition has expanded its ability to deliver cover to organisations based in the Isle of Man, Jersey, Guernsey, the remaining Channel Islands, and Gibraltar.
Insurance Museum awarded almost £250,000 National Lottery grant
The Insurance Museum has been awarded a £249,700 grant from The National Lottery Heritage Fund.
Folgate Underwriting secures IGI-led capacity for PI
Folgate Underwriting Agency has sealed a deal for dedicated primary and excess capacity led by International General Insurance to support its professional indemnity book.
The numbers that reveal the true extent of the 2025 broker deal slump
The number of UK broker deals halved in 2025 to the lowest level in the three years since Insurance Age started its interactive map series, with the fall coming despite the number of buyers remaining steady.
More than a third of SMEs cut cover – Premium Credit
Around one in four SMEs are believed to have been underinsured for the past 12 months, according to research by Premium Credit.
Partners& reveals first annual pre-tax and operating profits
Partners& has revealed pre-tax profit of £2.38m and operating profit of £1.82m, turning its red ink to black for the first time in its history across the two key metrics.
W Denis maintains profits as turnover dips
Leeds-headquartered broker W Denis kept pre-tax profits at £1.55m in the year ended 30 June 2025 despite turnover slipping 13.1%.
Jensten reveals deals bill in run-up to Bain takeover
Jensten picked up a bill of £75.73m for four acquisitions in its final full year under Livingbridge’s ownership.
TBIG closed 2025 with seventh deal
The Broker Investment Group completed its seventh deal of 2025 at the end of December backing The Needham Group to buy Black Lion Broking Services.
No FCA insurance sector fines in 2025
The insurance industry went through the last calendar year without being hit with any financial penalties by the Financial Conduct Authority.
Callum Beaton begins term as CII president
Callum Beaton began his year-long term as president of the Chartered Insurance Institute on 1 January while Debbie Mitchell started as deputy president for 2026.
Travel insurance broker goes into liquidation
Michael Pettifer Insurance Brokers, trading as MPI Brokers, went into creditors’ voluntary liquidation on 21 November, the Financial Conduct Authority has confirmed.
Deloitte forecasts home insurers will slide back to losses in 2026 after profits in 2025
UK home insurers are set to make an underwriting profit in 2025, with a net combined ratio of 98%, but will swing back to losses next year with an NCR of 102.1%, according to Deloitte.
Caravan Guard profits soar as turnover up double digits
Caravan Guard grew profit by over 40% in the year ended 31 March 2025 as turnover rose 21%.
Cardiff regional review: Competition not exterminated by consolidation
Insurance experts in Cardiff outline the diversifying businesses in the media and sporting hub city, and highlight the competitive nature of the market with one broker per village on the outskirts.
End of Year Review 2025: Gallagher’s Gary Fletcher
Gary Fletcher, managing director of commercial at Gallagher UK Retail, is proud of the broker’s data led client tools and digital strategy; and favours a duet with Coldplay’s Chris Martin over his employer’s namesake Liam from Oasis.
Q&A: Grove & Dean’s Michael Lawrence
Michael Lawrence, distribution and underwriting director at personal lines specialist Grove & Dean, spent 34 years at LV general insurance in its various guises before jumping the fence in 2024.