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"Consolidation among insurers and brokers is prevalent in the insurance industry, therefore, it is only natural that this will also spread to the premium finance market. With the cost of borrowing money remaining so high, some providers have chosen to pull out of the market or have put their business up for sale," says Trevor Brittain, head of RBS Finsure.

And Mr Brittain is right, it was bound to happen sooner or later; consolidation has become such a fundamental part of the insurance industry

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