Blog: Broking risks in a hard and complex market

Man with umbrella under stormy skies

A significant contraction in capacity in certain commercial lines, together with hardening rates, may be stirring up a toxic cocktail of risks for commercial insurance brokers.

Following record global insurance losses, Lloyd’s insurers have been under regulatory scrutiny, causing a number of long-standing players to pull out of particular lines, such as hull and cargo, with some syndicates closing completely.

Many insurance brokers are unprepared for the challenges of broking in such a

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