Home insurance
Deloitte forecasts home insurers will slide back to losses in 2026 after profits in 2025
UK home insurers are set to make an underwriting profit in 2025, with a net combined ratio of 98%, but will swing back to losses next year with an NCR of 102.1%, according to Deloitte.
End of Year Review 2025: Alps’ Michelle O’Reilly
Michelle O’Reilly, managing director at Alps, expresses disappointment that whilst some parts of the market have talked a good game on innovation and customer care, they have not followed through; and predicts 2026 could be the year the Financial Conduct…
Two in five brokers expect telephone/in-person sales growth despite tech upsurge
Two fifths of brokers see growing in-person sales as distinguishing factor in an increasingly digital age, according to a survey of commercial and personal lines brokers by Open GI.
FOS plans to hike levies to £86m
The Financial Ombudsman Service has opened a consultation on raising its compulsory levy from £70m to £86m in 2026/27 having kept it flat for two years.
Gary Duggan to lead Hood Group as CEO steps down
Hood Group CEO Simon Hood has stepped down, with Gary Duggan taking over as interim executive chairman, Insurance Age can reveal.
Ripe expands into holiday homes insurance with latest deal
Digital managing general agent Ripe has bought holiday homes insurance specialist Schofields, marking its entrance into the sector.
Magenta signs MNW capacity deal with Zurich
Magenta, part of Howden-owned Dual UK, has signed a deal with Zurich to provide capacity for its mid-net-worth home insurance product.
Brokers on the ‘frontline’ in tackling insurance fraud
Nearly one in five people (19%) believe it’s justifiable not to disclose the full truth on an insurance application – a figure that rises to 21% among those with motor insurance, research by Ageas UK has revealed.
Home insurance premium falls speed up
Average quoted prices for home insurance fell by 4.8% in the three months to September, according to research by Consumer Intelligence.
Top 100 broker acquires book from wound up non-standard insurance specialist
Manchester-based specialist motor insurance broker Principal Insurance has acquired the business of Peart Performance Marque Limited, which ceased trading having entered administration on 30 October 2025.
Allianz Personal Broker recruits Sainsbury’s Bank insurance head Yuill
Allianz UK has recruited the head of insurance at Sainsbury’s Bank Vicky Yuill as distribution director of Allianz Personal Broker.
Axa extends partnership with MGA in multi-year deal
Axa UK has renewed its partnership with Avantia Group in a multi-year deal, seeing the insurer continue to provide capacity for the MGA’s specialist home insurance online brand Homeprotect.
FSCS declares Scottish broker in default
The Financial Services Compensation Scheme has declared Scottish broker Arthur Temlett, trading as Abacus Insurance Consultants, as being ‘in default’ in its latest update on the ongoing situation.
Bexhill’s Takhar on record results and the regulatory environment for premium finance
With a book of broker relationships at over 100 and growing Ravi Takhar, CEO of Bexhill UK, explains how the premium finance provider is pushing ahead after its record-breaking results and his hopes for the industry.
Home insurance premium falls accelerate in Q3
Insurance premiums for home insurance continued their downward trajectory in the third quarter of 2025, according to the latest data from Pearson Ham Group’s General Insurance Price Index.
McMillan steps down as Ageas completes Esure takeover
Ageas has completed its purchase of Esure from private equity house Bain Capital first announced in April this year.
FCA claims it is already overseeing changes following Which? super-complaint
The Financial Conduct Authority has highlighted it has already identified issues that need to be fixed in the home and travel insurance market and is focused on making sure the changes required are made following Which? filing a super-complaint.
Fairer Finance urges FCA to go ‘back to the drawing board’ after Which? super-complaint
Independent consumer group Fairer Finance has welcome Which?’s super-complaint issued to the Financial Conduct Authority today targeting the ‘broken’ home and travel insurance markets.
Which? hits FCA with super-complaint over ‘broken’ home and travel insurance markets
Which? has submitted a super-complaint to Financial Conduct Authority over market failings in home and travel insurance.
Further fall in home premiums in August
The latest General Insurance Price Index from Pearson Ham Group has shown the average top-five premiums for home insurance fell in August 2025, extending the downward run seen through the year.
Personal lines broker boss George to leave Allianz
Nicola George, MD of Allianz Personal Broker, is to leave the business in Q4, the insurer has announced.