Blog Post
Non-Financial Misconduct rules and what they mean for the insurance Christmas party
Isabella Macfarlane, head of London Markets at Insurance Compliance Services, outlines how incoming NFM guidelines may work in practice as we head into the busy Christmas party season.
Blog: Gen Z wants to share not rent – tapping into the next generation of insurance customers
The insurance industry often talks about “customers of tomorrow” – but tomorrow is already here, says Martyn Mathews, managing director of SSP Broker.
Blog: The EU–UK AI regulation gap and its implications for UK insurance brokers
As artificial intelligence regulations diverge between the UK and EU, Claud Bilbao, regional vice president for underwriting and distribution at Cowbell UK, discusses the importance of understanding AI usage to advise clients effectively, highlighting…
The rise of AI: implications for D&O insurance wordings
Jonathan Hopkins of DAC Beachcroft and Zurich’s Jack O’Neill tackle the opportunities and challenges for brokers. Clients are asking about the impact of artificial intelligence on directors’ and officers’ insurance policies in a fast-changing landscape…
Blog: Stick to what you know
Brokers have pushed back against the idea of self-regulation. Sticking with the Financial Authority is indeed the way forward to keep consumer trust, argues Rosie Simms.
Blog: Plugging gaps in the Appointed Representatives regime
David Allison, head of intermediary consultancy south at Insurance Compliance Services unpicks the latest move, this time from HM Treasury, on how the legislation underpinning the Appointed Representatives (AR) regime might change.
From insurer to broker – SRG’s Holmes on strengthening the joint relationship
Having departed Hiscox to join Specialist Risk Group as director of niches and schemes, Nicola Holmes shares her insights into how being a client advocate has deepened her appreciation for the value brokers bring.
Blog: The impact of tariffs on the extended warranty market
Changing global trade conditions are reshaping repair economics. According to Ronan Conboy, founder and CEO of Carrow Insurance, brokers have a role to play in helping businesses adapt early to stay resilient and competitive.
Blog: Misconduct is in the headlines again – accountability matters
Isabella Macfarlane, head of London Markets at ICS, and a former Financial Conduct Authority lead on non-financial misconduct, explores how the regulator’s new policy statement could affect brokers small and large.
Tax planning around a disposal: the importance of a joined-up approach
Thinking of disposing of an insurance intermediary business? Phil Clayton, private client director at PKF Littlejohn and William Godsave, head of financial planning at Credo Wealth Management, outline the tax and wealth planning considerations that you…
Can brokers doggy paddle their way to pet insurance success?
What are the opportunities for brokers in selling pet insurance and why are so few people talking about it? Insurance Age explores the market and explains why long-standing competition and data – or lack of it – are potentially the biggest obstacles.
Blog: Shifting the lens on AI transformation
In all the talk of AI transformation, there’s a tendency to focus on the incremental gains: its role in enhancing the customer experience, business intelligence, fraud detection, predictive modelling and pricing, driving competitive advantage. But is…
Blog: Counting up the commercial longevity
Which is longer: the average tenure of a FTSE 100 CEO or that of a commercial insurance leader? Emmanuel Kenning calculates the numbers and finds a surprisingly short job-title occupancy in the sector.
Blog: Do real estate claims need a rethink?
As capacity comes back into the previously hard real estate market, Victoria Jewell, head of real estate at McLarens argues insurers, brokers and adjusters have an opportunity to work together to reintroduce some structure and reflect on lessons learned…
Blog: Young talent now will fix future recruitment challenges
With an ageing industry and recruitment being cited as one of the main challenges faced by insurance firms, bringing in younger talent into insurance is vital, but is the industry doing enough? Rosie Simms surveys the landscape.
Blog: How can the industry maintain Biba fever in the new era?
Heading into another Biba conference, there will be some similarities compared to previous years, but with changes in the market through large deals, what can brokers expect as the trade body hails a new era? Rosie Simms shares her thoughts.
The generational wealth gap and investment risks – a looming risk for brokers
Financial constraints have led to a greater reliance among younger generations on alternative investments that pose higher risks for investors and their financial advisors. As a result Kate Albert, CEO and co-founder at Kova Professions, warns brokers…
Blog: Measure twice, cut once – how suitable is online distribution for D&O risks?
Online portals are a key element of streamlining insurance distribution, but they can present challenges as well as opportunities in affording clients effective D&O cover, asserts Craig Watson, underwriter, UK regional market, Kayzen Specialty.
Blog: When will broker regulation be proportionate?
With regulation always on the tips of the insurance industry’s tongues when it comes to challenges in the market, Rosie Simms asks how much the FCA needs to do, or pull back from, to have a proportionate recipe for growth?
Blog: Starting gun fired on JMG deal
The question isn’t so much who would want JMG – because frankly who wouldn’t – as what type of deal is coming? Emmanuel Kenning ponders the options.
Should you sell your broking business to an Employee Ownership Trust?
Tax-efficient exit strategies and staff incentivisation have become hot topics among broker leaders since the recent increases in Capital Gains Tax and Employer National Insurance. In the second part of a series focused on the fallout from the 2024…