Blog Post
The most significant pressures reshaping UK insurance broking in 2026
With the UK’s top insurance brokers facing shifting market conditions, there is no better time to reassess the commercial, regulatory, and technological pressures shaping the sector. PKF Littlejohn insurance partner Paul Goldwin and director Charles Drew consider the areas of focus and the importance of discipline to position firms for the year ahead.
Blog: Last year reaffirmed the importance of MGAs as the market turns to 2026
The past year tested global dealmakers with persistent economic, geopolitical and regulatory uncertainty, yet 2025 ultimately proved far more resilient than many expected, writes Jamie Richards, head of M&A at Ripe, a UK digital MGA.
Mindful placement in a soft market – why discipline still matters
Soft markets demand sharper thinking to avoid a false sense of security and complacency, argues John Dunn, managing director of distribution and market management at The Clear Group and Brokerbility.
Non-Financial Misconduct rules and what they mean for the insurance Christmas party
Isabella Macfarlane, head of London Markets at Insurance Compliance Services, outlines how incoming NFM guidelines may work in practice as we head into the busy Christmas party season.
Blog: Brokers must rethink their role as supply chain risk reaches new inflection point
The role of a broker is not simply to place insurance, but to help clients navigate uncertainty with confidence, including anticipating problems before they materialise, argues Nick Smallcorn, managing director of corporate and specialty risks at Clear…
Dark clouds over the landlord sector – why brokers must step up as trusted partners
With the framework governing landlord–tenant relationships due for a shake-up in 2026 and repossession times rising, Stephen Marshall, BDElite sales director, argues now is the time for brokers to deepen client relationships.
Blog: Future-proofing your broking business starts with the back office
As regulatory scrutiny intensifies, the ability to demonstrate financial control and system integrity can provide brokers a tangible competitive advantage, argues Chris Stout, a director at PKF.
Blog: Gen Z wants to share not rent – tapping into the next generation of insurance customers
The insurance industry often talks about “customers of tomorrow” – but tomorrow is already here, says Martyn Mathews, managing director of SSP Broker.
Blog: The EU–UK AI regulation gap and its implications for UK insurance brokers
As artificial intelligence regulations diverge between the UK and EU, Claud Bilbao, regional vice president for underwriting and distribution at Cowbell UK, discusses the importance of understanding AI usage to advise clients effectively, highlighting…
The rise of AI: implications for D&O insurance wordings
Jonathan Hopkins of DAC Beachcroft and Zurich’s Jack O’Neill tackle the opportunities and challenges for brokers. Clients are asking about the impact of artificial intelligence on directors’ and officers’ insurance policies in a fast-changing landscape…
Blog: Stick to what you know
Brokers have pushed back against the idea of self-regulation. Sticking with the Financial Authority is indeed the way forward to keep consumer trust, argues Rosie Simms.
Blog: Plugging gaps in the Appointed Representatives regime
David Allison, head of intermediary consultancy south at Insurance Compliance Services unpicks the latest move, this time from HM Treasury, on how the legislation underpinning the Appointed Representatives (AR) regime might change.
From insurer to broker – SRG’s Holmes on strengthening the joint relationship
Having departed Hiscox to join Specialist Risk Group as director of niches and schemes, Nicola Holmes shares her insights into how being a client advocate has deepened her appreciation for the value brokers bring.
Blog: The impact of tariffs on the extended warranty market
Changing global trade conditions are reshaping repair economics. According to Ronan Conboy, founder and CEO of Carrow Insurance, brokers have a role to play in helping businesses adapt early to stay resilient and competitive.
Blog: Misconduct is in the headlines again – accountability matters
Isabella Macfarlane, head of London Markets at ICS, and a former Financial Conduct Authority lead on non-financial misconduct, explores how the regulator’s new policy statement could affect brokers small and large.
Tax planning around a disposal: the importance of a joined-up approach
Thinking of disposing of an insurance intermediary business? Phil Clayton, private client director at PKF Littlejohn and William Godsave, head of financial planning at Credo Wealth Management, outline the tax and wealth planning considerations that you…
Can brokers doggy paddle their way to pet insurance success?
What are the opportunities for brokers in selling pet insurance and why are so few people talking about it? Insurance Age explores the market and explains why long-standing competition and data – or lack of it – are potentially the biggest obstacles.
Blog: Shifting the lens on AI transformation
In all the talk of AI transformation, there’s a tendency to focus on the incremental gains: its role in enhancing the customer experience, business intelligence, fraud detection, predictive modelling and pricing, driving competitive advantage. But is…
Blog: Counting up the commercial longevity
Which is longer: the average tenure of a FTSE 100 CEO or that of a commercial insurance leader? Emmanuel Kenning calculates the numbers and finds a surprisingly short job-title occupancy in the sector.
Blog: Do real estate claims need a rethink?
As capacity comes back into the previously hard real estate market, Victoria Jewell, head of real estate at McLarens argues insurers, brokers and adjusters have an opportunity to work together to reintroduce some structure and reflect on lessons learned…
Blog: Young talent now will fix future recruitment challenges
With an ageing industry and recruitment being cited as one of the main challenges faced by insurance firms, bringing in younger talent into insurance is vital, but is the industry doing enough? Rosie Simms surveys the landscape.