Regulation
Martyn's Law - The Protect Duty
The Terrorism (Protection of Premises) Act 2025 became law across England, Scotland, Wales and Northern Ireland, in April. This blog outlines the implications for standard duty premises, the threshold for an enhanced duty on larger premises and events,…
FCA issues warning of Close Brothers clone
The Financial Conduct Authority has issued a warning of fraudsters trying to scam people as a clone of Close Brothers.
Four ways to limit disrepair claims from tenants
A common reason that tenants fall into rent arrears is because they're unhappy with the condition of the property and begin to withhold rent. Grace Hughes from ARAG Law, shares how you can best protect your agency and your landlord against an allegation…
Blog: Future-proofing your broking business starts with the back office
As regulatory scrutiny intensifies, the ability to demonstrate financial control and system integrity can provide brokers a tangible competitive advantage, argues Chris Stout, a director at PKF.
Blog: The EU–UK AI regulation gap and its implications for UK insurance brokers
As artificial intelligence regulations diverge between the UK and EU, Claud Bilbao, regional vice president for underwriting and distribution at Cowbell UK, discusses the importance of understanding AI usage to advise clients effectively, highlighting…
FSCS declares Scottish broker in default
The Financial Services Compensation Scheme has declared Scottish broker Arthur Temlett, trading as Abacus Insurance Consultants, as being ‘in default’ in its latest update on the ongoing situation.
Blog: Stick to what you know
Brokers have pushed back against the idea of self-regulation. Sticking with the Financial Authority is indeed the way forward to keep consumer trust, argues Rosie Simms.
FCA claims it is already overseeing changes following Which? super-complaint
The Financial Conduct Authority has highlighted it has already identified issues that need to be fixed in the home and travel insurance market and is focused on making sure the changes required are made following Which? filing a super-complaint.
Fairer Finance urges FCA to go ‘back to the drawing board’ after Which? super-complaint
Independent consumer group Fairer Finance has welcome Which?’s super-complaint issued to the Financial Conduct Authority today targeting the ‘broken’ home and travel insurance markets.
Which? hits FCA with super-complaint over ‘broken’ home and travel insurance markets
Which? has submitted a super-complaint to Financial Conduct Authority over market failings in home and travel insurance.
FOI: FCA confirms meetings with Google, Meta and TikTok but ghost broking not discussed
The Financial Conduct Authority has held 11 meetings with Google, Meta and TikTok over the past three years, a Freedom of Information request by Insurance Age has revealed.
Is the FCA better the devil you know over self-regulation?
A self-regulated insurance industry could lead to a lack of consumer trust, brokers have told Insurance Age, as they called for a reduction in compliance costs and improving the efficiency of the Financial Conduct Authority instead.
Compliance experts push back on self-regulation for insurance
The insurance industry could not effectively mark its own homework if moved to self-regulation, according to compliance experts surveyed by Insurance Age, as the specialists noted an insurance specific regulator could be a middle ground.
FOI: Almost 19,000 hours logged by FCA in premium finance review
The Financial Conduct Authority logged 18,864 man hours during its review into premium finance for motor and home insurance, with brokers making up 32 of the sample firms, a Freedom of Information request from Insurance Age has revealed.
FCA outlines rule change to reduce data collecting burden
The Financial Conduct Authority has confirmed 36,000 firms will now no longer need to submit a nil return when completing certain tasks relating to disciplinary action saving them time and reducing burden.
Blog: Plugging gaps in the Appointed Representatives regime
David Allison, head of intermediary consultancy south at Insurance Compliance Services unpicks the latest move, this time from HM Treasury, on how the legislation underpinning the Appointed Representatives (AR) regime might change.
Private rental sector reform approaches
The Renters’ Rights Bill is nearing the end of its journey through parliament and looks set to become law in the Autumn. This blog takes a look at some of the key reforms and what they could mean for London’s tenants, landlords and insurance providers.
Major overhaul of workers' rights approaches
A flagship piece of legislation, the Employment Rights Bill should make its way onto the statute books later this year. Alan Jappy, head of new business, corporate at ARAG, takes a look at some of its key measures and when they are likely to come into…
Where next for clinical negligence litigation?
ARAG supports the work of the Society of Clinical Injury Lawyers (SCIL) in promoting best practice in clinical negligence claims. In this blog, SCIL Chair and Partner at Ashtons Legal LLP, Sharon Allison outlines what can be done to reduce the financial…
Blog: Misconduct is in the headlines again – accountability matters
Isabella Macfarlane, head of London Markets at ICS, and a former Financial Conduct Authority lead on non-financial misconduct, explores how the regulator’s new policy statement could affect brokers small and large.
FCA opens 2025/26 with one S166 in insurance
The Financial Conduct Authority has confirmed commissioning one skilled person report in the insurance sector during the first quarter of 2025/26, after a recent record total the year before.
Experts respond to ‘much ado about nothing’ FCA premium finance review
“After weeks of speculation, the overall feeling is one of ‘much ado about nothing’ – especially if you’re a firm doing the right thing,” said Michael Sicsic, managing partner of Sicsic Advisory, on the Financial Conduct Authority’s premium finance…
FCA urges improvements after uncovering “concerning evidence” of poor claims handling
The Financial Conduct Authority has urged insurers for improvements in claims handling whilst acknowledging rising motor premiums are mostly driven by external cost pressures.
No broker commission bans or compulsory 0% APRs on premium finance, says FCA
The Financial Conduct Authority has confirmed it is not going down the route of banning broker commission in premium finance and will not be forcing a 0% annual percentage rate or bringing in a single level market-wide cap.