NIG sees premium growth in H1 as Direct Line posts profit fall


Direct Line Group has reported an improved combined operating ratio of 90.3% for the first half of 2020 (H1 2019: 92.5%).

The provider, which owns NIG, stated that this was due to reduced claims frequency following the Covid-19 lockdown alongside the change in the Ogden rate to -0.25% in the first half of last year.

However, the COR for the commercial division, which includes NIG and Direct Line for Business, deteriorated to 94.9% (H1 2019: 93.8%).

Operating profit in this area of the

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