The stats: Commercial premiums – double trouble as rates continue to bite


Along with the cost of living, the cost of insurance looks set to keep rising too, according to the most recent Acturis Commercial Broking Index. Rachel Gordon reports

Looking at year-on-year comparatives for Q4, the Acturis index shows a 1.9% rise in average premium, from 1.9% in 2020 to 3.8% in 2021, so effectively a doubling.

Notably, the first two quarters of 2021 saw relatively small rises but this gathered pace and both Q3 and Q4 premiums were close to 4% higher than the same quarters in 2020.

Overall, the index experienced its third consecutive year of growth in 2021, with premiums going up 2.5% since 2020. It is now at its highest value since

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