RSA QC lambasts ‘clear misuse’ of the word ‘peril’ by action group


Representing RSA, David Turner QC, accused the Hospitality Insurance Group Action of “clear misuse” of the word ‘peril’ on the on the fourth day of the hearing of the Financial Conduct Authority’s Covid-19 business interruption test case.

Turner acknowledged Philip Edey QC’s – representing Hospitality Insurance Group Action - submission that the relevant interruption or interference is part of the peril insured saying that “the short answer to his submission is the clue is in the name of the relevant cover, for a material damage cover the loss or its occasion is damage and the peril is the fire or flood or the explosion, for business interruption cover the loss or its occasion is the interruption or interference and the peril we

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