Charles Manchester: Reflections on a career in insurance

Charles Manchester shares his reflections on the challenges and achievements during his time in the market as well as the outlook for MGAs and opportunities for the sector.

As revealed by Insurance Age, Manchester Underwriting Management founder Charles Manchester retired from Pen Underwriting this month.

According to the now ex-chair of Pen Underwriting’s UK financial lines and specialist liability arm, people had been “instinctively” expecting his retirement. He switched to the post in August 2023 when Pen spun out the segment. There has been no shortage of kind messages posted to Manchester on LinkedIn.

“I don’t think anybody’s particularly surprised,” he says. “I

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