Product review: Proper property


Chris Howell, managing director at Seaway Insurance Consultants, reviews U-sure's Residential Property Owners product

Product: Residential Property Owners

Underwriter: Lloyd’s & Axa XL Catlin

Commission paid: Negotiable 

Coverage: Full perils including Accidental and Malicious Damage 

Minimum premium: £137.00 including IPT & Fee

Excess: £100.00 £250 EOW £1,000 Subsidence 

Contact: 01633 838926

Key benefits

▶ No minimum security 

▶ Escape of water covered including costs of locating the source of damage

▶ Property owners’ liabilty up to £5m

▶ Accidental damage covered and malicious

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