In-depth - schemes: Knowledge is power

knowledge is power
Case studies
The veteran scheme

Scheme: Cliverton, Lycetts

Age: 40+

Line of business: Animal traders (for those, not including vets, who work with animals)

Underwriter: Lloyd’s capacity

Policyholders: 16,500

GWP: £4m

Andrew Ball, divisional director – Cliverton, Lycetts:

“The Cliverton scheme has been running for over 40 years. It was originally set up by Cliverton Insurance Brokers. Lycetts bought the business in 2003, that’s when we took on the scheme.

“The product is for animal

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