Spotlight - personal lines: Why choose an MGA for personal lines business?

MGA choice

Managing general agents (MGAs) have a mixed reputation – accused of ‘throwing their own party in the Bahamas whilst the insurer takes the strain of any losses’ a decade ago and, recently, of too many ‘vanilla’ products.

There appears to be a perception gathering pace that MGAs are in it for themselves or surplus to requirements. 

And in some cases the critics are right – there are MGAs out there who aren’t doing anything new. In instances like this, why would you choose an MGA for your

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