Predictions for 2018: The CII's Sian Fisher

Sian Fisher of the Chartered Insurance Institute

The CEO of the Chartered Insurance Institute considers the key issues for the next 12 months and wonders if a huge cyber breach is on the horizon.

A continuing theme for the year ahead will be the uncertainty around government decision making, especially because its fragile majority increases the likelihood of sharp changes in direction in future.

We have seen this with the discount rate, where the government is in the process of reversing a decision made in February that has cost insurers hundreds of millions of pounds. We are also seeing it in the area of long term care, where the government continues to postpone implementation of the

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