Power hour: Motoring along

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A recent survey found that the average cost of comprehensive car insurance fell almost 15% in a year. What has been your experience of motor rates?

▶ David: It’s a unique moment in terms of the gender neutral rating change as well as the Laspo reforms. Most people are looking at the physical savings they’re going to get on a claim-by-claim basis because of the reduction in fees, but there should be a frequency impact. A few people are chancing their arm and reducing rates a bit more than is hea