The stats – July 2015

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As the graph of year-on-year changes shows, average premiums for the product line, including public liability, employers' liability and product liability, have been falling for large parts of the past twelve months. Meanwhile premiums only went upwards for a few short periods and never for more than two months in a row.





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Both June and July 2014 saw small positive movements compared to the year before, but premiums fell dramatically in August and September to end up well be