Viewpoint: Time to put things right

David Vine Allianz Legal Protection

Who would pay to go to work? Bizarrely, private motor remains a part of a sector that has lost insurers' money pretty much consistently over the past 20 years. Despite this, they lay the blame at the door of a range of external factors, rather than admit their losses result from poor underwriting, chasing volume business and failing to implement premium increases.

With the knowledge underwriters have, coupled with sophisticated systems, it should not be too difficult to get pricing right - and y