Opinion: Fair value – fair play

Stuart Reid

There has been much written on the FCA’s rules on fair value in recent weeks, and understandably so. Changes to one of the main principles upon which the insurance community have always competed, that of price, to that of value, is a big shift.

Combine this with the apparent lack of preparation for this change and the more ‘stringent’ tone from the regulator, and the industry could see some significant change in the years to come.

You only need look at the new responsibility for the

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