Blog: A broker reflection on pandemic cover
James Hallam’s Colin Watts calls for common sense and explains that, during a long career in insurance, the risk of pandemic has never been proposed as an insurable product.
As a lifelong insurance broker, shortly due to retire, I would like to put the following on record:
At no time have I ever been asked by a client to arrange cover for pandemic.
At no time has the issue of pandemic been raised by a client as a risk to be considered.
At no time has any insurer suggested that they had a product to insure pandemic risk or that this was something we should look to market with clients.
Product
I have regularly attended Biba [British Insurance Brokers’ Association]
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