Blog: The dangers of dumbing down

Ashwin Mistry

Dumbing down. It’s an accusation thrown about a lot these days. Often with justification.

And there has been plenty of talk in the insurance world about the dumbing down of underwriting, especially for personal lines and SME cover.

Dumbing down to a common denominator can leave policyholders exposed and underinsured, we’re told. Lack of underwriting scrutiny through standardised online questionnaires leaves yawning gaps in cover for small businesses.

But is that true?  Does the criticism

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact [email protected].

You are currently unable to copy this content. Please contact [email protected] to find out more.

To continue reading...

You need to sign in to use this feature. If you don’t have an Insurance Age account, please register now.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an indvidual account here: