Insurance Cares: “Revolutionary” HIV travel policy launched

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Emerald Life has set up the cover and says it is the first policy that does not require customers to declare HIV as a pre-existing condition.

Emerald Life has launched a travel policy for people with HIV.

The broker said the policy is a first for the UK and does not require people to answer questions on HIV status or medication or disclose it as a pre-existing condition if they are on stable anti-viral medication and their viral load is undetectable.

Emerald Life said this does not cost the policyholder extra.

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Steve Wardlaw, chairman of Emerald Life, commented: “Emerald is very proud to introduce this revolutionary, game

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