Opinion: Brookhurst Advisory's Paul Upton on the future of underwriting

Paul Upton

The formative years of my career 25 years ago were spent learning how to underwrite and price insurance risks: from sprinklered warehouses with high-piled storage to pallet manufacturers.

The labyrinthine combinations of rates, discounts and nuanced appreciation of underwriting features were passed on from grizzled old pros to us fresh faced graduates. Many of the people passing on their knowledge had already had to adapt to life outside the tariff system in commercial insurance where, believe

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