Blog: Is it curtains for net-rated products?


The Financial Conduct Authority (FCA) has issued finalised guidance for insurance product manufacturers and distributors to help ensure that customers receive value for money when buying insurance. Viewed alongside the proposed measures to tackle the so-called ‘loyalty penalty’, this represents a considerable challenge to the UK insurance market.

While insurance manufacturers (such as insurers) bear the brunt of this regulatory intrusion, insurance intermediaries and other distributors are also

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