The stats: December 2017 - The Acturis Premium Index

Only packages and property owners posted declines. The last time there were so few fallers was as far back as the second quarter of 2013.

To start with the risers – tradesman increased by 1.8%. However, it was fleet, up by 1.6% comparing the third quarter of 2017 with 2016, which caused the biggest controversy.

David Williams, technical director at Axa Insurance, described it as a “glaring anomaly”.

“We are seeing much bigger increases than that,” Williams told Insurance Age. He flagged