Blog: Is your firm ready for the SMCR?


On 9 December 2019, the senior managers and certification regime (SMCR) will be rolled out to all insurance intermediaries by the Financial Conduct Authority (FCA).  

At the heart of the SMCR is a shift to individuals being held personally accountable for the area of the business they manage. Firms must also ensure that employees comply with conduct rules and that they are ‘fit and proper’ to carry out their job function.

Last month, however, a survey by Ecclesiastical revealed that nearly

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