Fact file: What’s the story with the Ogden Rate?


The Ogden rate has been highly contentious since it was unexpectedly slashed from 2.5% to -0.75% in February 2017.

The Lord Chancellor’s long-awaited decision on Monday (15 July) to raise the rate to -0.25% was met with general disappointment from insurers.

The Ogden Rate

The Ogden rate is used to calculate returns on investments for accident claimants who accept lump sum compensation.

The amount they receive is adjusted according to the interest they can expect to earn by investing it.


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