News analysis: FCA bares teeth on personal lines

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The Financial Conduct Authority (FCA) has put the cat among the pigeons with its slew of reports and investigations into the personal lines market.

On 31 October the watchdog revealed the findings of its thematic review into household insurance pricing practices; launched a market study into motor and home; issued a dear CEO letter; and opened a discussion on what fairness means in financial services.

The CEO letter was especially excoriating as the FCA warned of significant harm and poor

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