Editor's comment: Regional gloom with some optimism

Andrew Tjaardstra editor PB

(Read Spending Review: Coalition cuts deep to stimulate recovery)

Regions outside London and the South-East will be disproportionately hit, especially Northern Ireland, where one-third of workers are employed by the public sector; Wales, Liverpool and Newcastle are also reliant on public sector jobs. Brokers in these areas will see demand drop for personal lines insurance and companies dependent on public sector business will see declining turnovers.

Despite the doom and gloom, there are signs

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