Information received.

Insurance forms routinely ask about criminal convictions but Neil Bromage questions how such facts should be used and whether the relevance to the type of policy required should be taken into consideration.

Pick up almost any insurance proposal form and somewhere on it you
will find the question, 'Have you ever been convicted of a criminal
offence?'


One in four of the employed UK population - around seven million people -
and a third of all males over 25 have a criminal conviction. It is,
therefore, not surprising that the Motor Insurers Bureau, which provides
for claims against the uninsured, is seeing a consistent rise in the
number of cases it handles.


Those seven million ex-offenders will find it