Personal

Beware of uneven roads ahead.

Brokers' revenues are being reduced by the increasing tendency for insurers to offer automatic ULR and the trend towards after-the-event cover. Simon Threadgold highlights the potential hazards of the mixed signals currently being sent by the industry.

Making do with leftovers.

Even before the attacks on the US, the dearth of capacity in the insurance industry was something to keep an eye on. Is it also something that could be avoided? Is it possible that a good dose of realism and effective pricing would help save the day?

Blowin' in the windfall.

The question of whether pension holders should be awarded compensation for mis-selling, regardless of any windfall profit received, gathers pace following a recent ruling.

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