News analysis: Alpha collapse reignites unrated debate


The bankruptcy of unrated Danish provider Alpha Insurance has sent ripples through the UK insurance market.

The writing was on the wall for Alpha, whose specialisms included motor fleet and particularly taxi, at the start of March this year when it stopped writing new business and renewals.

After a filing by its liquidators all existing cover was immediately terminated on 8 May, which prompted a crisis in the UK taxi market where many drivers were suddenly left uninsured.

Brokers stated that

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