In less than two months’ time, the Consumer Insurance (Disclosure and Representations) Act 2012 is set to come into force.
On 6 April 2013 the century-old balance of power between insurers and their clients will profoundly shift – and brokers will be caught right in the middle of this newfound relationship.
In personal lines with the replacement of the Marine Insurance Act 1906, customers will no longer be duty bound to volunteer all the necessary information. Instead, the onus is on brokers to
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