Broker calls for action

Northern insurance broker Smart & Cook believes change must result from investigations into the UK's liability insurance market, after it highlighted research that showed that thousands of firms were operating without cover.

The Harrogate-based broker has been calling upon the Government through the media throughout the latter part of 2002 to take action to resolve the situation.

In addition, new research by a top insurance company has shown that some 16,000 small and medium-sized enterprises