RSA looks to a brighter future

In October 2004, Standard & Poor's (S&P) revised its outlook on the main operating entities of Royal & Sun Alliance Insurance Group (RSA) to A-/Stable from A-/negative. The stable outlook reflected RSA's stronger capitalisation and improved underlying earnings, as well as the belief that management will continue to successfully execute its strategy.

The results announced for 2004 meet S&P's expectations and so the rating is unaffected. The announcement of £160m loss reserve charge was consistent

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