Better safe than sorry

Following a period of instability, spurred by claims management companies and off-shore suppliers savaging the personal injury market for a 'quick buck', the after-the-event (ATE) insurance market is finally starting to stabilise. Much maligned, and often for good reason, the ATE insurance market is in a period of flux.

Gone are the days of ill-conceived policies put together by inexperienced underwriters. Thanks to the ruling of Rogers v Merthyr Tydfil in the summer of 2006, insurers now

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