Editor's comment: Change regardless of blame

Insurers have been taking the issue of global warming extremely seriously and called for the most radical carbon dioxide cuts of all lobbying groups at last year's Copenhagen conference. In addition, business risk managers are increasingly aware of the risks and opportunities climate change is bringing, so engaging with them around the issue is set to become a natural part of business communications.

The Russian President Dmitry Medvedev is the latest convert saying: "What's happening with the