Editor's comment: Change regardless of blame

Andrew Tjaardstra editor PB

The floods in Pakistan and fires in Russia might or might not be caused by manmade global warming but they are the kind of incidents that the bulk of the scientific community are predicting more of if we continue to spew carbon dioxide into the atmosphere unchecked.

Insurers have been taking the issue of global warming extremely seriously and called for the most radical carbon dioxide cuts of all lobbying groups at last year's Copenhagen conference. In addition, business risk managers are increasingly aware of the risks and opportunities climate change is bringing, so engaging with them around the issue is set to become a natural part of business communications.

The Russian President Dmitry Medvedev is the latest convert saying: "What's happening with the

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