The risks of not smoking

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Q. Are there any insurance implications in the growing trend to ban smoking in public places?

According to medical journal The Lancet, bans on smoking in public places have already been introduced in parts of the US, Canada, Thailand, and southern Australia. Plans by Ireland, Norway and The Netherlands to introduce such a ban this year are under way, and the matter is also being discussed in the Scottish Parliament.

While Westminster has no plans as yet, high-level pressure is increasingly being brought to bear from various quarters; logically, it will only be a matter of time before a

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