UK commercial softening accelerated to 7% in Q4
The commercial insurance market in the UK softened by 7% in the final quarter of last year, in its eighth drop in a row, according to research by Marsh.
The decline was the biggest measured in 2025, having been stuck at 6% in all the previous quarters.
It was again more severe than the worldwide measure in the broker’s Global Market Insurance Index which came in at 4% for Q4.
Every single line in the UK dropped during the three months, led by cyber which registered a 12% decrease. Rates in the cyber market have been on the slide for two years with Marsh noting there remains “ample” capacity.
The second largest faller was the property sector where
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