Up on the roof

Soaring liability premiums continue to threaten the future of the construction industry, with the roofing sector hardest hit. Caroline Gilkes explains why amending employers' liability legislation may be the only way to help solve the worsening crisis.

Businesses large and small are currently facing huge increases in
their premiums for employers' liability and public liability
insurance.


The high risk construction sector has been the worst hit and roofers in
particular. Soaring premiums and difficulties in securing cover are
forcing some roofing contractors out of business or tempting others to
trade illegally.


Many factors have contributed to this crisis including the reduction in
underwriters' capacity to cover new business, the pressure on

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