On a collision course.

Unrelenting rivalry in the motoring Uninsured Loss Recovery (ULR)
market has driven average premium levels down by anything from 10% to 15%
over the past 12 months. Some established ULR specialists have concluded
that competing solely on price is the road to nowhere. They have put
together more comprehensive packages that are profitable to the insurer,
and offer the intermediary a healthy margin too.

"Most brokers no longer want ULR alone. They want additional benefits they
can sell to clients,"

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