Healthy options.
When critical illness strikes, you still have to provide for yourself and your dependents. What does CI cover have to offer insureds and insurers?Asks Ian Lindisfarne.
It may seem a contradiction in terms, but critical illness isundoubtedly a healthy area for intermediaries. The concept, first
introduced into the UK by Cannon Lincoln as long ago as 1986, had a
comparatively slow start, but has now grown to become an accepted part of
the financial planning landscape.
Between 1995 and 1998, new regular premiums for stand-alone and rider
benefit policies grew at an average rate of 33% a year. Over the same
period, the number of policies sold each year soared from
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