Spot the uninsured.

The need for credit insurance to safeguard against debtors becoming
insolvent seems obvious enough. If a company has no hesitation in insuring
fixed assets and stock, then logically it should not have to think twice
about covering its debtor ledger - which may account for as much as 40% of
its overall assets. Nevertheless, this form of insurance is by no means
viewed as a necessity. The latest Association of British Insurers (ABI)
research into market penetration is somewhat out of date but the

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