The third degree

With an LLB from Oxford and an MBA from Harvard, Sian Fisher offers Richard Adams her unique perspective on the industry and why her time out has qualified her view that it is one best changed from within - by degrees

One year on from rejoining the operational fray as the head of agency at Oxygen, Sian Fisher is clearly relishing starting, in many ways, from scratch. The reasons why she became well-known during her time at Hiscox are still evident and, with a clarity gleaned from having had time out, her many convictions about the value of insurance have been underlined.

Prior to her first entry into the insurance industry in 1984, Fisher says she studied law at university, not because she wanted to become a

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