News analysis: Brokers can choose their commissions (to a point)

With Groupama and MMA providing some intriguing options for brokers, some are choosing as little as 0% to win business. The idea behind it is for a broker to be able to reach an agreeable price with customers and to charge a fee if they want, giving brokers more choice.

Malcolm Smith, commercial lines director at Groupama, said: "All classes of commercial have been available on our extranet since April, although some networks have asked us not to use it. It is not available on software houses