Insurers join police in crackdown on mobile phone use when driving
Police forces are not the only ones cracking down on motorists who risk lives by using hand-held mobile phones. Motor insurers are now showing support by increasing the premiums quoted for offenders – or even refusing cover, according to new data from the AA.
As well as being stung with the fixed £60 penalty charge, motorists could be forking out £5.4m each year in insurance premiums – with some insurers increasing premiums by 18.1% because of the higher risk.
In a survey of eight insurers from its extensive panel, AA Insurance even found one insurer refused to quote for a single mobile telephone offence. All other companies increased the premium from 4.2% to 18.1%.
AA’s research also revealed that in real money terms the average insurance premium
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