Blog: What is JCT 21.2.1 insurance, and who needs it?
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Tokio Marine HCC’s head of liability, Julian Goodall, considers the snappily-named clause developed to iron out liability issues in construction.
Imagine drinking your relaxing, morning coffee and then suddenly noticing that cracks are starting to appear in your living room wall that you share with your neighbour. You remember that the family next door is having building work carried out on their property, which is the likely cause of the intensifying cracks. So, what happens next?
Damage like this should be straightforward to sort out. If the neighbour’s builder was negligent, their own Public Liability insurance should cover the cost
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