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Most people when asked would admit they fell into general insurance. For Ashley Prickett of Northampton-based Cotters Insurance Services, and winner of the Broker Apprentice 2013, the case was no different. It all began with a chat after trying to emulate Lionel Messi in a local Sunday league football match.

His – Ashley’s rather than Lionel’s – teammate and soon to be new boss had just bought a brand new BMW M3 only four years after starting up the Northampton-based broker. “I thought that was

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