Feeling lucky?

Tony Cornell

Although luck is not something you should mention to insurance CEOs, they do appear to have had more than their fair share of it since 2004. I know the mantra is ‘the harder I plan, the more luck I seem to get’ but events since then have been very much in general insurers’ favour. The hardest market this industry has ever known was 2003/4. The enormous jump in premiums were well beyond insurers’ wildest expectations and were at a level that they could not only cover the costs of rectifying all

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